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About Me:

Dido

Former academic turned CPA/Financial Planner (CFP(r))

My philosophy
Invest wisely and for the long term. Invest in yourself and not just in the market. While sometimes you need to be frugal to save funds to invest, at other times, spending more money in the short term will yield more valuable long-term results. Think about major decisions, THEN make saving for them automatic. Creating good financial habits and systems is key to success. The goal is not to die with the most money, but to live a full, meaningful, and satisfying life!

Goals for 2024
Word of the year = Simplify and key areas of focus = health, wealth, and systems, habits, & routines.

1. Health: Maintain/improve on health gains from 2021-2023. 150-300 "zone minutes" per week. Keep up the running and run the Turkey Trot next November in under an hour. Add in "micro workout" resistance training weekdays. Take kayaking lessons over the summer and possibly try stand-up paddle boarding.

2. Wealth: Continue to save, and to pay down total debt to 60k by January 2025.

3. Systems, habits, and routines: Improve workflow to get tasks completed earlier. At home, add some time weekly and monthly to maintain my filing system, and bring in some professional help to declutter the guest room.

Home Improvement Projects for the next several years..not sure about order
2018: landscaping (some)
2019: decluttering (some); main roof coated (10-year warrenty)
2020: replaced front & rear porch roofs
2021: replaced water heater; washing machine, A/C, bed; plumbing upgrades; decluttering;
2022: nada
2023: replaced refrigerator
2024: decluttering; possibly replace oven and dryer, but first take care of hopefully minor electrical and plumbing issues.

2024-28: replace dryer & oven (last of the original appliances that came with the house in 2005); external painting; front steps; door/window updates; update kitchen & bath; replace current car

2029-2031: consider selling & moving to a home more suitable for retirement.

Gut Yontif

September 20th, 2009 at 01:39 am

Happy 5770! It's the Jewish New Year, and New Years is always a good time for a new start.

I haven't posted here in over six months but will try to post more regularly as I am struggling financially, and otherwise, right now. So far there's still money in the bank, and I have my health, so things could be a lot worse. But I am hoping for a turnaround in my fortunes this year, and in particular, successful entry into a new career. This is NOT the job market that existed when I first went back to school 5 years ago to get training in a different field, but it IS the job market I have to deal with today, so I'm busy trying to figure out networking, and still in shock over the reality of being unemployed.

Hopefully the new year will bring some positive changes.

Posted in Uncategorized | 4 Comments »

4 Responses to “Gut Yontif”

disneysteve Says:
September 20th, 2009 at 03:01 am 1253415710
1253415710

L'shanah Tovah to you and yours. Have a wonderful year.
ceejay74 Says:
September 20th, 2009 at 08:37 pm 1253479067
1253479067

Happy New Year and welcome back!
Broken Arrow Says:
September 21st, 2009 at 02:11 pm 1253542311
1253542311

Now there's a name I haven't heard in a while! Welcome back!
Jerry Says:
October 9th, 2009 at 10:53 pm 1255128814
1255128814

Good luck in the coming year, and I like how you pragmatically you lead yourself into it. Yes! This IS the job market you are approaching now (and there is never any insurance that things will remain the same, for better or for worse), and there are opportunities to be had. I wish you much success in finding a great position...
Jerry

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Fiscal Fitness

On a journey to improve health and wealth!

Gut Yontif

4 Responses to “Gut Yontif”

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