Back on June 23, I decided to cancel a subscription that I had just signed up for during a phone solicitation (I really have to learn to JUST SAY NO to phone solicitations--normally I do, but the particular magazine was one I'd subscribed to for 10 years and finally decided to let lapse). Someone else on the blogs said they'd had trouble with Dial America, so I wasn't hopeful, and indeed, there was no email followup to the form I completed on their customer service page, but a check came in the mail ~3 weeks after the request, for the full amount of the subscription (even though I'd received 3 issues by that time).

So $42.97 goes into the challenge fund. Current total: $171.97 (and yes, it IS in a separate bank account).