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$800 towards the credit card

December 11th, 2006 at 09:15 pm

Well, the goal in moving $1000 out of my ING account back into my checking account over the weekend was to pay off the credit card bill. But not quite. First there was the $150 in emergency car repairs on Friday that got added to the credit card bill. Then I forgot about last weekend's $95 gym paying $95 once up front, my monthly fee is reduced to $19 for life--something I should be able to afford regardless. Doesn't save me much the first year but is a good deal thereafter, and Gold's Gym has been around long enough that I'm not worried that they're going to fold anytime soon. Then there were my two impulse buys: $113 on two accounting textbooks for a class that is required at one school but not at another. I'm working on an accounting certificate through the community college (generally cheaper) but can take a class through the college where I work this term, so I thought I'd familiarize myself with the material from the prerequisite class at my college that's missing from the community college curriculum. The "real" impulse purchase was a pair of speakers for my mp3 player that I got on sale for $37 including S&H (retail price $99). So with all of that extra spending and the $800 payment, the credit card bill is now down to $380. I also owe my mom $1000 to be paid this month. Things will be tight but I think I can squeeze $1380 out of my Dec 20th paycheck and be out of debt (late edit: other than the mortgage) by year's end. That's the plan, anyhow.

3 Responses to “$800 towards the credit card”

  1. janH Says:

    What a great way to end the year! Debt free....

  2. PRICEPLUS Says:

    Out of debt by years end? Woooo!!!!! Hoooooo!!!! Way to go! It will feel wonderful I promise!Smile

  3. Amber Says:

    Awesome, I am on your heals I plan on being debt free the end of this month as well...minus the student loan

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