Home > January review

January review

February 2nd, 2020 at 10:26 pm

1. Health updates: Both kitty Buffy and I had re-checks for our chronic conditions in the past week. After giving me a BIG scare mid-month, requiring a veterinary ER visit, Buffy thank goodness seems stable, and the vet put the next ultrasound off for 3 months--unless, of course, she is symptomatic. Next appointment is May 1. I've spent at least $500 per month on her vet bills every month since June, so the possibility of 3 months without a vet visit is lovely. Right now I'm still focused on the possibility of her getting to her 15th birthday March 30. I know I will in all likelihood lose her this year but the longer I can put that off (while not causing her undue distress) the happier I am (even if my wallet suffers).

And I had the surgical oncologist tell me that I didn't need to come back for another thyroid ultrasound for a year--up until now, I've had screenings every 6 months, but it's been totally stable. Unless, of course, I note a change.

2. Also on the health theme, I joined another "metabolic" type gym. They added an "intro" series of classes which slow the pace and modify the exercises for beginners. I can take the intro classes without having to pay extra for small group "semi-private" training, and if I go at 6 am, the group is small by default. So far it's never been more than 2 other people and me, and a few times it's been just me and the instructor. I'm going 3 times a week. I'm determined to get in better shape before turning 60 in August.

3. I'm finally making progress on my CFP goal, after stalling when Buffy got sick in June and not doing *anything* on it for six months. I finished the "Investments" course in December and January and started the "Capstone" course, which I've done a third of so far. I expect to have that finished in a couple of weeks. Then I have to get my undergrad transcript sent to the CFP board and sign up for a review class and start the "pre-study". When you sign up for a review course, they send you two big thick books of problems which you are supposed to work your way through before the actual "live review." It's 60 lessons/about 10 weeks of pre-study, a four day "live review," and then another 3 weeks of final exam prep before the big day, which will be sometime between July 7 and July 14. The end is still quite a bit away, but is finally in sight! I started this program in 2016--did one class in 2016 (during which I changed jobs), one in 2017 (while learning the new job), two in 2018, 1.5 classes in 2019, and I expect to have the last 1.5 classes done this month).

4. We'll find out about our bonus/annual raise the end of this month--so I'm hoping I can make a significant dent in my debt then. At that point with a bonus, I'll meet last year's goal of getting the total debt down to 80k and can then try to get to 70k a year later. But even if the bonus doesn't work out, I expect to get under 80k later this year and to 75k by year-end. My total liabilities have been over 90k since I bought my house in 2005, so that will be a significant improvement. Knock on wood of course about this year's veterinary and other emergencies!!!

2 Responses to “January review”

  1. CB in the City Says:

    Glad Buffy and you are both doing well. $500 a month for the vet! That's awful, but I totally get it. I have been pretty lucky with Iggy; his ups and downs have not been very expensive.

  2. rob62521 Says:

    Good news indeed that you and Buffy have shown improvement. Yay!

    Wow, all those problems in the books for your course of study. Glad you are back at it.

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