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New Identity Protection Service

April 14th, 2024 at 02:58 pm

I just changed my identity protection service.  I've been using Identity Force for a few years, for an annual fee of $189.50 per year.  Prior to that, I used LifeLock, but changed a few years ago because Identity Force had better service for a lower fee.

I did a search of the reviews again, and Aura is currently the top-rated such service, AND they have a "Tax Day" sale that ends tomorrow (the % off depends on the plan you choose), so I changed services again.  I'll have about a month overlap between the two.

I like these services because of the "White Glove" service they offer.  You can get Identity protection on your homeowner's insurance which is typically relatively cheap (again depends on the value of your property but usually under $100), but that offers limited coverage and no white glove help if you have an issue.  If you get one of the premium services like those I've named, you can get protection that is $1 million or more (depending on your net worth and how much you are willing to pay) plus greater service.

Identity theft causes such a hassle and even tragedy that it's become increasingly important in this day and age.  I've now been in the financial services industry for 15 years (counting both my tax and wealth management positions), and the past few years have seen an exponential tick upwards.  

2 Responses to “New Identity Protection Service ”

  1. patientsaver Says:
    1713475880

    It's true that identity theft is more rampant than ever, but I'm not convinced these identity theft protection services are worth it. Years ago I placed a freeze on my credit reports with the 3 credit-reporting agencies, and I make a point to change my passwords periodically and make sure they are long enough and not "guessable" to make it difficult for ID thieves. (My liability with credit card issuers is limited to $50 for unauthorized purchases anyway, thanks to federal law (not the banks).

    I'm also careful not to click on random links online, even if it appears to come from someone I know.

    I'm reluctant to sign up for free credit monitoring after a data breach because the credit reporting agencies require all the personal information you're trying to keep off the web.

  2. rob62521 Says:
    1714146737

    I have always wondered about these identify theft services. I certainly hope you don't need it, but glad you found one you like.

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