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Archive for February, 2026

Mystery benefit?

February 6th, 2026 at 02:07 pm

When I got home yesterday and pulled the mail out of the box, there was an envelope from the Social Security Administration.

This was not a surprise, since I filed for Medicare Part A recently.  I just received my card last week.  I thought this was another communication related to that.

But when I opened the envelope, it was a notice related to "Potential Private Retirement Benefit Information" indicating a potential "deferred vested benefit" of over $16k from one of the colleges where I worked that would be a one-time lump sum payment.

The year this was reported to the SSA was 2013.  The year I left that job was 2009.  While I worked full-time at that college for 6 years (and part-time for 3 years before that), I don't recall anything about deferred vested benefits.  

So now I need to call the college HR department and find the retirement Plan Administrator and find out whether this is actually a benefit I am entitled to.

Net Worth update

February 2nd, 2026 at 01:45 am

December net worth: $1,188,406

January:

Bank & Money Market:    $10,237

Taxable brokerage:             3,112

Tax-deferred (IRA/401k): 875,175

Tax-free (Roth, HSA):         91,393

House:                              226,000

Car:                                      2,680

Total Assets:                 $1,208,597

Less

Mortgage                           (19,500)

Net Worth                     $1,189,097

Very little change in total net worth from a month ago ($691) but a significant change in components--all the non-mortgage debt was paid off.  Net worth change from 12 months ago: $149,610.