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Q1 update

April 13th, 2025 at 10:15 pm

Net Worth down about $7,500 from end of 2024.

But in good news, debts are down about $8,000, from around $50k all-in to ~$42k all in.  Q1 is always when I make the biggest progress on debt, since that is when I receive my annual bonus (if one is forthcoming).

I have two trips coming up in Q2 (both planned before the current market mayhem):  Patient Saver will be coming for a visit again and we will go to Gettysburg for a day, and then I'll be going on a hiking and kayaking trip to Texas Hill Country with a group of other women in their 50s and 60s.  This is something that is pretty far out of my comfort zone, but hopefully not into my panic zone.  I want to see how well I can keep up and hopefully I will enjoy myself.  I do know about 3 of the participants at least a little from an online group.

So in my off-work hours, I have been focusing on training for that.  I've been running pretty regularly, short distances, but I've done a 5k distance 8 times so far this year, and will build that up in the next several weeks leading up to the trip. I also need to get outside more (mostly I run indoors) and practice hills, which around here are plentiful.  Until now, I've started adding a weighted vest.  I've also been doing some strength training online with a personal trainer, focusing on learning how to better use exercise equipment I have around the house (a TRX-like setup, dumbbells, kettlebells).  I need to get more consistent about that.

Tax season is just about over, thank god.  It's been really hard on me this year.  I've been more exhausted than usual and am so looking forward to getting to the time of year when I have a little bit more control over my schedule.  

That will give me time to think more about my other personal goals, all of which are on the back burner until after tax day.  The "usual suspects" are all in play--decluttering, professional education, and (new recently) doing some personal non-financial retirement planning (as in, what do I want to do with my life when I no longer have a job, a scary prospect for someone as work-identified as I am). That's part of the motivation for the Texas trip as well--we'll be doing outdoor activities in the mornings, but there's a "vision workshop" on one of the afternoons that I am very much looking forward to.

4 Responses to “Q1 update”

  1. Tabs Says:
    1744599970

    Sounds quite an eventful trip ahead. I hope you’ll end up having fun with your hiking and kayaking. Sounds really relaxing to me.

  2. CreditRules Says:
    1744634672

    It’s wonderful that you and Patient Saver are getting together again. This site really is a community, and not just financial information.

  3. rob62521 Says:
    1744670112

    That's great about you and Patient Saver are getting together again.

    Sorry about tax season being tough. Glad it is almost over.

    Good job on debts being down. My retirement investments have taken quite a hit. Lost almost 14 months of gains in less than two weeks.

  4. patientsaver Says:
    1745094769

    I'm sorry you are feeling so wiped out. I would be too. Yeah for 4/15 passing us. I'm looking forward to our trip! I am trying to be more intentional and mindful about doing fun stuff and taking more trips. Life is short!

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