It's been about a month since I last updated, so I'll check in here. Still unemployed, still in shock over it. My activity has been up and down. I did a presentation for my group of unemployed professionals about informational interviewing, so that spurred me to go out and do some. It seemed like that led to one possible job interview, but the person said to call him back after he returned from vacation, and I haven't heard from him yet. I'll have to check in again; he went to Australia and that's a 12 hour time difference so he's probably still adjusting (he got back to the states on Wednesday). I also went to an interview with the Accountemps agency. Some weeks I seem to do a lot and others just minimal. I need to ramp it up: according to one recruiter, the best months for getting hired are September (nearly gone), December, and January.
The area where I have felt productive and competent is in health: I've lot 15 pounds since being laid off and am back to walking 10,000 steps many days during a week. I've also been doing a lot of cooking. The walking and the cooking are basically the things that make me feel good right now.
On Friday, I checked my credit card statement and found a $163 charge that I didn't recognize, so I had the card cancelled. This was the card that I use to autopay several expenses, so I have been going through and cutting many of those.
I also have been looking at health insurance. I am covered through the 30th on my employer's plan; my options after that are continuing the employer plan through mini-COBRA for 102% of the premium, which is about $750/month, or switching to private insurance (either on the marketplace or off). I'm just looking on the marketplace. I won't qualify for a premium subsidy this year, but perhaps next (I pray NOT). I'm on an HDHP plan with an HSA, and to maintain the tax benefits of that I have already reaped through the HSA, I need to keep an HSA in force through end of the year. Fortunately there are now individual HSAs on the marketplace; I don't think there were in 2014 when I last had marketplace insurance. With the HSA, a chunk of my annual long-term care insurance premium becomes deductible even though my medical expenses aren't above the 10% of AGI threshold, and, now that I am unemployed, I can deduct those premiums as well as long as I am either receiving unemployment benefits or paying COBRA. I'll do that for the remaineder of this year, then reconsider for next year (information about the 2017 plans will be available on November 1).
This week is another busy week: I have three professional education seminars and networking opportunities plus two other meetings for my unemployed professionals group plus lunch with a former co-worker. I need to fit time for applying for jobs in there!
September update
September 19th, 2016 at 12:29 am
September 19th, 2016 at 12:49 am 1474242582
September 19th, 2016 at 02:22 am 1474248171
September 20th, 2016 at 01:42 am 1474332165