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About Me:

Dido

Former academic turned CPA/Financial Planner (CFP(r))

My philosophy
Invest wisely and for the long term. Invest in yourself and not just in the market. While sometimes you need to be frugal to save funds to invest, at other times, spending more money in the short term will yield more valuable long-term results. Think about major decisions, THEN make saving for them automatic. Creating good financial habits and systems is key to success. The goal is not to die with the most money, but to live a full, meaningful, and satisfying life!

Goals for 2024
Word of the year = Simplify and key areas of focus = health, wealth, and systems, habits, & routines.

1. Health: Maintain/regain health gains from 2021-2023. 150-300 "zone minutes" per week. Keep up the running and run the Turkey Trot next November in under an hour. Add in "micro workout" resistance training weekdays. Target more outdoor activities for next spring - kayaking, hiking.

2. Wealth: Continue to save, and to pay down total debt to 60k by January 2025. DONE!

Revised debt paydown schedule:

End of 2025: BOY goal was 50k--UPDATING Sept 2025: 28k with $20,150 mortgage

Goal for Jan 2026: $20k total, just mortgage + CCs paid off monthly.

Going forward, will incur add'l debt, but ideally only to replace my car and for larger scale home improvements.

Jan 2025: 45k (25k mortgage) --> REVISED 20k total, mortgage only

Jan 2026: 35k (20k mortgage) --> REVISED 10k mortgage

Jan 2027: 25k (15k mortgage) --> REVISED goal = pay off mortgage!

Jan 2028: 15k (10k mortgage

Jan 2029: 5k mortgage, pay off! 23 years & 1 month

PRE-RETIREMENT GOALS set 2024:
-Retirement accounts over 7 figures goal = fall 2026 (depends on markets)
-Pay off consumer debt - goal = January 2026
-Pay off mortgage goal = Jan 2028
-Built up at least one years' basic living expenses in savings goal uncertain

3. Systems, habits, and routines: Improve workflow to get tasks completed earlier. At home, add some time weekly and monthly to maintain my filing system, and bring in a professional help to declutter in 2026 & 2027 (going price in 2025 is $80-90/hour).

Home Improvement Projects for the next several years..not sure about order
2018: landscaping (some)
2019: decluttering (some); main roof coated (10-year warrenty)
2020: replaced front & rear porch roofs
2021: replaced water heater; washing machine, A/C, bed; plumbing upgrades; decluttering;
2022: nada
2023: replaced refrigerator
2024: new scupper; plumbing repairs
2025: replace front stairs - DONE!
2026: declutter phase 1 (living areas); have electrical system reviewed/home inspection; replace external doors
2027: declutter phase 2 (basement); replace oven and dryer
2028-2031: roof again; external painting; window updates; update kitchen & bath; internal painting, landscaping, and floors
2032-2035: sell and move to a home (CCRC) more suitable for retirement.

Archives

Array
(
    [Dec 2025] => /2025/12/
    [Nov 2025] => /2025/11/
    [Oct 2025] => /2025/10/
    [Sep 2025] => /2025/09/
    [Jul 2025] => /2025/07/
    [Jun 2025] => /2025/06/
    [May 2025] => /2025/05/
    [Apr 2025] => /2025/04/
    [Feb 2025] => /2025/02/
    [Dec 2024] => /2024/12/
    [Oct 2024] => /2024/10/
    [Sep 2024] => /2024/09/
    [Aug 2024] => /2024/08/
    [Jul 2024] => /2024/07/
    [Jun 2024] => /2024/06/
    [May 2024] => /2024/05/
    [Apr 2024] => /2024/04/
    [Mar 2024] => /2024/03/
    [Feb 2024] => /2024/02/
    [Dec 2023] => /2023/12/
    [Sep 2023] => /2023/09/
    [Jul 2023] => /2023/07/
    [Jun 2023] => /2023/06/
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    [Apr 2023] => /2023/04/
    [Mar 2023] => /2023/03/
    [Feb 2023] => /2023/02/
    [Jan 2023] => /2023/01/
    [Oct 2022] => /2022/10/
    [Aug 2022] => /2022/08/
    [Jul 2022] => /2022/07/
    [May 2022] => /2022/05/
    [Apr 2022] => /2022/04/
    [Feb 2022] => /2022/02/
    [Jan 2022] => /2022/01/
    [Dec 2021] => /2021/12/
    [Nov 2021] => /2021/11/
    [Oct 2021] => /2021/10/
    [Sep 2021] => /2021/09/
    [Aug 2021] => /2021/08/
    [Jul 2021] => /2021/07/
    [May 2021] => /2021/05/
    [Feb 2021] => /2021/02/
    [Dec 2020] => /2020/12/
    [Nov 2020] => /2020/11/
    [Sep 2020] => /2020/09/
    [Aug 2020] => /2020/08/
    [Jul 2020] => /2020/07/
    [Mar 2020] => /2020/03/
    [Feb 2020] => /2020/02/
    [Jan 2020] => /2020/01/
    [Dec 2019] => /2019/12/
    [Oct 2019] => /2019/10/
    [Apr 2019] => /2019/04/
    [Mar 2019] => /2019/03/
    [Feb 2019] => /2019/02/
    [Jan 2019] => /2019/01/
    [Dec 2018] => /2018/12/
    [Aug 2018] => /2018/08/
    [Jul 2018] => /2018/07/
    [Jun 2018] => /2018/06/
    [May 2018] => /2018/05/
    [Apr 2018] => /2018/04/
    [Mar 2018] => /2018/03/
    [Feb 2018] => /2018/02/
    [Jan 2018] => /2018/01/
    [Dec 2017] => /2017/12/
    [Nov 2017] => /2017/11/
    [Sep 2017] => /2017/09/
    [Jul 2017] => /2017/07/
    [Jun 2017] => /2017/06/
    [Apr 2017] => /2017/04/
    [Mar 2017] => /2017/03/
    [Feb 2017] => /2017/02/
    [Jan 2017] => /2017/01/
    [Dec 2016] => /2016/12/
    [Nov 2016] => /2016/11/
    [Oct 2016] => /2016/10/
    [Sep 2016] => /2016/09/
    [Aug 2016] => /2016/08/
    [Jul 2016] => /2016/07/
    [Jun 2016] => /2016/06/
    [May 2016] => /2016/05/
    [Apr 2016] => /2016/04/
    [Mar 2016] => /2016/03/
    [Jan 2016] => /2016/01/
    [Dec 2015] => /2015/12/
    [Nov 2015] => /2015/11/
    [Sep 2015] => /2015/09/
    [Jul 2015] => /2015/07/
    [May 2015] => /2015/05/
    [Mar 2015] => /2015/03/
    [Feb 2015] => /2015/02/
    [Jan 2015] => /2015/01/
    [Nov 2014] => /2014/11/
    [Oct 2014] => /2014/10/
    [Jun 2014] => /2014/06/
    [Jan 2014] => /2014/01/
    [Oct 2013] => /2013/10/
    [Oct 2012] => /2012/10/
    [Aug 2012] => /2012/08/
    [Apr 2012] => /2012/04/
    [Mar 2012] => /2012/03/
    [Feb 2012] => /2012/02/
    [Jan 2012] => /2012/01/
    [Dec 2011] => /2011/12/
    [Nov 2011] => /2011/11/
    [Oct 2011] => /2011/10/
    [Aug 2011] => /2011/08/
    [Jan 2011] => /2011/01/
    [Dec 2010] => /2010/12/
    [Nov 2010] => /2010/11/
    [Jul 2010] => /2010/07/
    [Jan 2010] => /2010/01/
    [Dec 2009] => /2009/12/
    [Oct 2009] => /2009/10/
    [Sep 2009] => /2009/09/
    [Feb 2009] => /2009/02/
    [Jan 2009] => /2009/01/
    [Aug 2008] => /2008/08/
    [Jul 2008] => /2008/07/
    [Jun 2008] => /2008/06/
    [May 2008] => /2008/05/
    [Apr 2008] => /2008/04/
    [Mar 2008] => /2008/03/
    [Feb 2008] => /2008/02/
    [Jan 2008] => /2008/01/
    [Dec 2007] => /2007/12/
    [Nov 2007] => /2007/11/
    [Oct 2007] => /2007/10/
    [Aug 2007] => /2007/08/
    [Jul 2007] => /2007/07/
    [Jun 2007] => /2007/06/
    [May 2007] => /2007/05/
    [Mar 2007] => /2007/03/
    [Jan 2007] => /2007/01/
    [Dec 2006] => /2006/12/
    [Nov 2006] => /2006/11/
    [Oct 2006] => /2006/10/
    [Sep 2006] => /2006/09/
    [Aug 2006] => /2006/08/
    [Jul 2006] => /2006/07/
    [Jun 2006] => /2006/06/
)

Sites I Enjoy

My Blog Stats

Date Started: Jun 22, 2006
Entries: 371
Comments: 1,114
Total Visits: 4,529,845

Home > How to change your password

How to change your password

November 24th, 2025 at 12:13 am

Go to the Forums section, click on the Login link in the upper right, click Forgot Password and they will email a link to set a new password. Seems functionality on the blogs is weird as new posts aren't showing up once you click into them.

Posted in Uncategorized | 3 Comments »

3 Responses to “How to change your password”

rob62521 Says:
November 25th, 2025 at 03:55 pm 1764086109
1764086109

Thanks for the info!
savvyfinanceguide Says:
November 26th, 2025 at 02:04 pm 1764165854
1764165854

I've tried this a few times but the forgot password link doesn't work. I'll keep trying I guess!
Tabs Says:
November 26th, 2025 at 07:01 pm 1764183706
1764183706

Oh hey, the entries are showing again. For the past few days, it would show a blank, including this one and my own, and I could not even log in. Hopefully, it's all fixed by now.

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Fiscal Fitness

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How to change your password

3 Responses to “How to change your password”

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