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$20k mortgage balance!

December 5th, 2025 at 03:34 am

I paid a little bit extra on my mortgage today to get the year-end balance to a round $20,000.

Total debt as of today is $30,242, just $242 from my end-of-year goal.

It's a nice booster for a very busy week.  The custodians (Fidelity, Schwab etc) have deadlines for submitting requests for things like Qualified Charitable Distributions, Roth conversions, or Required Minimum Distributions.  As the managers, we can handle transactions in client accounts when they are all in cash, but sometimes when the transaction involves stock, the custodian needs to be involved.  I don't deal with that part of the business so I don't know the details, only that there are deadlines.  So I have been busily working my way through my lists to make sure that all RMDs are going out, that we have followed up with clients on every Roth conversion we suggested, and so on.  It's been a busy few days.  I didn't work on Thanksgiving but I worked through last Friday, Saturday, and Sunday, and this is the first evening this week that I left the office somewhat early (at 7 pm).  Two more weeks of client meetings and then I am taking off from December 19th through January 1, a full two weeks.  I haven't done two full weeks in the entire time I've worked at my current company, and I've now been there over 9 years.  But taking more time off is one of my New Years resolutions, which I am implementing early.

Posted in Uncategorized | 6 Comments »

6 Responses to “$20k mortgage balance!”

  1. PatientSaver Says:
    December 6th, 2025 at 01:50 pm 1765029025
    1765029025

    Congrats on the debt mitigation!

    What will you do during the 2 weeks? That's a nice long break.

  2. Dido Says:
    December 6th, 2025 at 02:52 pm 1765032741
    1765032741

    First, rest, then try to see a couple of friends around here who I haven't seen lately--with the multiple company acquisitions, my social life has taken a back seat this year; then try to get a start on next year's goal of decluttering--actually getting stuff out of the houses rather than merely moving it off of surfaces into the now very crowded second bedroom. That room WAS the cat's room, but there is no room for kitties there now, and there are too many piles. One of my goals for the year is to get enough decluttering done to make space for kitties. That's the incentive--I won't allow myself to adopt or foster new kitties until at least a certain level of decluttering as been achieved.

  3. Tabs Says:
    December 10th, 2025 at 12:23 am 1765326181
    1765326181

    Congrats on the mortgage.

    I too seriously need to declutter. For now, I am conveniently ignore my own clutter, pretending they don’t exist right now.

  4. Dido Says:
    December 11th, 2025 at 10:27 pm 1765492067
    1765492067

    Tabs, it's all too easy to do when you live alone and don't have any visitors. Having an annual guest is the only reason things get done around here--but for too long, it's been just moving things off of surfaces into the spare bedroom, rather than out of the house.

  5. rob62521 Says:
    December 14th, 2025 at 05:40 pm 1765734022
    1765734022

    Way to go on the debt migration!

    Hope you have a relaxing time!

  6. LivingAlmostLarge Says:
    December 19th, 2025 at 07:32 am 1766129575
    1766129575

    Yay congrats

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